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$369,900
90 Days On Site

3020 Silver Creek Mountain Road
Morganton, NC 28655

For Sale|Single Family Residence|Active
2
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
1,854
SqFt
$200
/SqFt
2012
Built
Subdivision:
Silver Creek Springs
County:
Burke
Call Now: (828) 430-0910
Is this the listing for you? We can help make it yours.
(828) 430-0910
3020 Silver Creek Mountain Road3020 Silver Creek Mountain Road3020 Silver Creek Mountain Road3020 Silver Creek Mountain Road
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Mortgage Calculator

Monthly Payment (Est.)

$1,688
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Mountain living meets opportunity in this thoughtfully maintained Silver Creek Community retreat. Whether you're seeking a full-time residence, a weekend escape, or an investment property, this home offers a rare combination of community amenities, comfortable living space, and versatility. The main level is designed for easy mountain living, featuring an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, and seamless access to the expansive covered front porch and rear deck. Take in long-range mountain views while enjoying morning coffee surrounded by nature, spectacular sunsets, and the peaceful setting that draws so many to the South Mountains. A standout feature of the home is the expansive heated and cooled lower level. Already finished with drywall walls, baseboards, a recreation room, additional rooms, a full bath, and durable finished concrete floors, this space offers endless possibilities. Enjoy it immediately as a game room, bunk room, fitness area, workshop, hobby space, or additional gathering area, or easily elevate it further with LVP flooring and your own finishing touches. The foundation for additional living space is already in place. Outdoor living is just as inviting, with a large covered front porch, rear deck, and lower covered patio creating multiple spaces to relax, entertain, and soak in the surrounding mountain scenery. For those who appreciate preparedness and self-sufficiency, the property also includes a backup water storage system designed to collect rainwater, with the ability to pump water into the home during power outages or emergency situations—an uncommon and valuable feature for mountain living. Located within the desirable Silver Creek Community, owners enjoy access to a community pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community permits short-term rental use, offering opportunities for personal enjoyment, income potential, or a combination of both. An added bonus for those seeking even greater privacy or long-term potential: additional surrounding lots may be available for purchase separately, creating a unique opportunity to expand your footprint, preserve your privacy, protect your views, or establish a larger mountain retreat. Perched high in the South Mountains, this property feels worlds away from the demands of everyday life while remaining within reach of Morganton, Marion, Lake James, South Mountains State Park, and countless outdoor recreation opportunities. The scenic drive home is part of the experience, rewarding you with the privacy, tranquility, and long-range mountain views that make mountain living so special. Combining breathtaking scenery, community amenities, preparedness features, and exceptional potential, this is a unique mountain retreat ready to be enjoyed for years to come.

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Listing Snapshot
Price 
$369,900
Days On Site 
90 Days
Bedrooms 
2
Inside Area (SqFt) 
1,854 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.95 Acres
Year Built 
2012
MLS® Number 
4394477
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
$50 monthly
Sq Ft Source 
N/A
Friends & Family
Recent Activity
a month agoPrice changed to $369,900
a month agoListing updated with changes from the MLS®
3 months agoListing first seen on site
General Features
Attached Garage 
Yes
Garage 
Yes
Garage Spaces 
1
Levels 
One
Parking 
Driveway
Property Sub Type 
Single Family Residence
Sewer 
Septic Tank
SqFt Above 
1210
SqFt Below 
644
SqFt Total 
1854
Style 
Cabin
Utilities 
Electricity Connected
Water Source 
Well
Zoning 
R-1
Interior Features
Appliances 
DishwasherElectric OvenMicrowaveRefrigerator
Basement 
Interior EntryStorage SpaceWalk-Out AccessWalk-Up Access
Cooling 
Central Air
Flooring 
ConcreteLaminateWood
Heating 
Central
Laundry Features 
In BathroomMain Level
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Exterior Features
Construction Details 
Log
Lot Features 
ClearedRolling SlopeViews
Patio And Porch 
CoveredDeckFront PorchRear Porch
Roof 
Metal
View 
Mountain(s)
Waterview 
Mountain(s)
Windows/Doors 
Sliding Doors
Community Features
Association Fee 
$50.0
Association Fee Frequency 
Monthly
Community Features 
Clubhouse
Financing Terms Available 
CashConventionalVA Loan
Roads 
Gravel
Schools
School District
Unknown
Elementary School
W.A. Young
Middle School
Table Rock
High School
Freedom
Listing courtesy of Keller Williams Professionals carly.conley@kw.com


Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of {last_incremented_at}. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. ©2026 Canopy MLS.

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Last checked - 2026-09-18 04:24 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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